Legal

Terms of Use.

These terms govern your use of the Highline Lending website, calculators, rate pages, and request forms. By using this site you agree to them.

1. Who we are

Highline Lending is a commercial mortgage and capital advisory firm that arranges financing through third-party lenders and capital sources. We are not a bank, lender, depository institution, or investment adviser. We do not make loans, fund loans, take deposits, or hold client funds.

2. No offer, commitment, or advice

Nothing on this site is an offer to lend, a commitment to lend, a pre-approval, a rate lock, or a solicitation in any jurisdiction where we are not permitted to do business. All program descriptions, loan parameters, leverage figures, pricing indications, and rate information are general illustrations that change frequently and may be out of date when you read them.

Any financing is subject in all cases to full underwriting, satisfactory third-party reports, sponsor and credit review, lender or investment-committee approval, legal due diligence, and execution of definitive loan documents. Terms may be modified or withdrawn at any time.

We do not provide legal, tax, accounting, appraisal, engineering, or investment advice. Consult your own attorney, accountant, and other advisers before entering into any transaction.

3. Calculators and estimates

The calculators and scenario tools on this site are educational estimating aids. They rely on assumptions and on figures you enter, they may not reflect a specific lender's underwriting method, index, reserves, escrows, fees, or closing costs, and results may differ materially from actual quoted terms. Do not rely on any output as a quote, valuation, or the basis of a purchase, sale, or financing decision.

4. Business-purpose financing only

All financing discussed on this site is offered for business, commercial, and investment purposes only. It is not offered for consumer, personal, family, or household purposes, and this site is not an advertisement for consumer credit or for owner-occupied residential mortgage loans.

5. No relationship until engaged in writing

Submitting a request, using a calculator, or corresponding with us does not create a broker, advisory, agency, fiduciary, or client relationship. A relationship and any fee obligation arise only under a written engagement or fee agreement signed by both parties.

6. Information you submit

You represent that information you submit is accurate, that you are authorized to submit it, and that you have the right to share any third-party information included. You authorize us to share your submission with prospective lenders and capital sources in order to evaluate and place your request. See our Privacy Policy for details.

7. Third-party content and links

Rate indices, market data, lender information, and linked sites are provided by third parties. We do not control, verify, warrant, or endorse that content and are not responsible for it.

8. Disclaimer of warranties

This site and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the site will be uninterrupted, secure, or error-free.

9. Limitation of liability

To the fullest extent permitted by law, Highline Lending, its principals, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, or for any lost profits, lost opportunity, lost data, or business interruption, arising out of or relating to your use of or reliance on this site, even if advised of the possibility of such damages. Our total aggregate liability relating to this site will not exceed one hundred US dollars ($100).

10. Indemnity

You agree to indemnify and hold harmless Highline Lending and its principals, employees, and affiliates from any claim, loss, liability, or expense (including reasonable attorneys' fees) arising from your use of this site, your submissions, or your violation of these terms or of applicable law.

11. Acceptable use

You may not use this site to submit false or fraudulent information, to scrape, harvest, or copy its data or lender information, to introduce malicious code, to attempt unauthorized access to restricted areas, or for any unlawful purpose.

12. Intellectual property

The Highline Lending name, logo, site design, written content, and tools are owned by Highline Lending and may not be copied, reproduced, or used without written permission.

13. Governing law

These terms are governed by the laws of the State of New York, without regard to its conflict-of-laws rules. Any dispute will be brought exclusively in the state or federal courts located in the State of New York, and you consent to their jurisdiction.

14. Changes and contact

We may update these terms at any time; the version posted here is the version in effect. Questions about these terms may be sent to Moshe@HighlineLending.com or 845-270-1836. Highline Lending, 17 Main Street, Suite 305, Monsey, NY 10952. Equal Opportunity Lender.