Tools

Underwriting calculators.

Quick-reference numbers for sizing and screening a deal. Not a substitute for full underwriting.

Compare loan options

Option A

Scheduled payment
$3,243
Payment + escrows + extra
$3,893
LTV
76.92%
Points cost
$0
Total interest
$667,477
Principal + interest
$1,167,477
Payoff / term
30.00 years
Balloon remaining
$0

Option B

Scheduled payment
$3,079
Payment + escrows + extra
$3,729
LTV
76.92%
Points cost
$5,000
Total interest
$608,291
Principal + interest
$1,108,291
Payoff / term
30.00 years
Balloon remaining
$0
Monthly-equivalent savings with B
$164
Interest difference (A − B)
$59,186
Total cost difference incl. points
$54,186

Estimates only. Fixed-rate assumptions; excludes lender-specific charges and tax effects. Interest-only balances are due at maturity.

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